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Minnesota

Webpages concerning "Minnesota"

1-50 [51-94]
Federated Employees Credit Union offering a broad range of financial services including loans, savings accounts, debit cards, and more.
http://www.fedecu.com/
Keywords:
credit union, Minnesota credit union, FECU, Federated

http://www.fedecu.com/

Affinity Plus is dedicated to member service and convenience. With over half a billion dollars in assets and 22 offices, Affinity Plus Federal Credit Union is the largest credit union in Minnesota with state-based assets.
http://www.affinityplus.org/
Keywords:
affinity, plus, credit, union, minnesota, internet, banking

http://www.affinityplus.org/

The Catholic Aid Credit Union was chartered by the State of Minnesota to provide excellent financial products and services to Catholic Aid Association members and their families.
http://www.caacu.org
Keywords:
Catholic, aid, association, credit, union, CAACU, credit union, cu, financial institution, banking, charter, financial, member, products and services, loans, savings, checking, credit cards, investing, direct deposit, money, equal housing lender, ncua

http://www.caacu.org

Central Minnesota Federal Credit Union, Credit, Union, centralmnfcu.org, A financial institution of excellence, featuring secure Internet-based services including Home Banking, Bill Payment, Bill Presentment, Quicken and Money interfaces, Stock Quotes, on-line applications, financial calculators, useful links and a wealth of financial information
http://www.centralmnfcu.org/
Keywords:
ATM, ATM Locations, Account Access, Account Transfer, Automobile Loans, AutoVantage, Bank, Bank Account, Banking, Bill Payment, Bill Presentment, Brokerage, Cash, CDs, Certificates of Deposit, Checks, Checking Accounts, Consumer Loans, Convenience Services, Credit, Credit Card, Credit Card Applications, Credit Union, Digital Insight, Finance, Financial Calculator, Financial Institution, ...

http://www.centralmnfcu.org/

Electric Machinery Employees Credit Union is in partnership with the employees of the following companies: Electric Machinery, bokers, Timmerman Finishing, LaCalhene, Clinch-On Products
http://www.emcu.org/
Keywords:
electric, machinery, employees, credit, union, credit union, minnesota credit union, electric machinery, bokers, timmerman finishing, lacalhene, clinch-on products, emcu, minnesota loans, minnesota savings, emecu, employees credit union, minneapolis

http://www.emcu.org/

Heartland Credit Union serves is a non-profit financial institution serving those who live, work, and worship in Dakota County, Minnesota. The families of those employed by agriculture-based businesses such as Cenex and Land O'Lakes are also eligible. Members have convenient access through the Internet, phone, and thousands of ATMs.
http://www.heartlandcu.coop/
Keywords:
HCU, Heartland Credit Union, MN, Heartland CU, Dakota County Minnesota, Dakota Cty, Dakota MN, credit union, banking, financial, credit unions, credit union, financial services, financial institutions, credit cards, credit lines, lines of credit, financial services, auto loans, home loans, car loans, iras, certificates, shares, internet banking, checking, ...

http://www.heartlandcu.coop/

Metropolitan Services Credit Union
http://www.mscu-mn.org/

http://www.mscu-mn.org/

REAL Financial Center serves is a non-profit financial institution serving Minnesota realtors and their families Members have convenient access through the Internet, phone, and thousands of ATMs.
http://www.realfin.com/
Keywords:
RCU, RFC, REAL FC, REAL Financial Center, Realtors Credit Union, Realtors, realty credit union, banking, financial, credit unions, credit union, realty financial services, realty services, financial institutions, credit cards, credit lines, lines of credit, financial services, auto loans, realtor financial services, realtor credit union, home loans, car loans, iras, certificates, shares, ...

http://www.realfin.com/

Richfield Bloomington Credit Union is a full-service financial institution serving Richfield, Bloomington, Edina, Minneapolis, Fort Snelling, Wisconsin. Visit us for Better Banking for Life
http://www.rbcu.org/
Keywords:
credit union, low rate loans, free checking, online banking, ATM, bank, banks, money market, investments, credit cards, visa, fixed APR, auto loans, home equity, low interest rates, used car financing, auto loans online, online car financing, rate, refinance, credit, debt consolidation, fixed rate, home loan, loan application, lowest rate, Richfield, Bloomington, Edina, Minneapolis, ...

http://www.rbcu.org/

Now over 75 years strong, Share Advantage Credit Union will continue Finding new ways to serve the members' financial needs Today, Tomorrow, and the Future.
http://www.myshareadvantage.com/
Keywords:
My Share Advantage, Share Advantage, SACU, Credit Union, Credit, Union, Duluth, 75, financial, needs, remember

http://www.myshareadvantage.com/

Welcome to South Metro Federal Credit Union, offering family-friendly financial solutions for Scott County, Minnesota
http://www.southmet.com/
Keywords:
credit, union, South, Metro, Federal, loans, savings, prior, lake, minnesota, county, checking, financial, auto loans, save, institution, federally, insured, entertainment, member benefit, benefits, checking, draft, share, dollars, sense, internet, credit rebuilder, banking at home, mystic, lake, casino, atm, surcharge-free, National, no surcharge, recreational, vehicle, used, car, new, school, ...

http://www.southmet.com/

Our purpose is to make peoples lives better by providing affordable financial services and assisting members to make sound financial decisions.
http://www.startribecu.org/
Keywords:
credit, union, Minneapolis, MN, star, choice, savings, checking, loans, youth services, business services, ATM, check cards, bill pay, electronic statements, online banking, phone banking, autos, VISA, calculators, location, hours, contact, e-services, membership, job opportunities, policies, disclosures, rates, check re-order, shared branching

http://www.startribecu.org/

St. Cloud Federal Credit Union provides complete financial services to everyone who lives or works in Stearns, Benton, or Sherburne county. 320-252-2634 or 800-252-2634
http://www.stcloudfcu.coop/
Keywords:
St., Cloud, Federal, Credit, Union, Saint, Cloud, Federal, Credit, Union, Saint, Cloud, credit, unions, Cloud, St. Cloud, credit union, Minnesota credit union, bank, saving, loan, invest, rate, card, money market, ira, mortgage, cd, certificate, deposit, check, checking, withdraw, interest, member, free, atm, cash, teller, money, financial planning, insurance, stocks, mutual funds, annuities, ...

http://www.stcloudfcu.coop/

Description goes here
http://www.ccfcu.org/
Keywords:
City, County, Federal, Creit, Union

http://www.ccfcu.org/

Welcome to Diversified Credit Union
http://www.diversifiedcu.org/
Keywords:
Diversified, Credit, Union, state, charter, Minnegasco, Reliant, Energy, E.F., Johnson, EF, Johnson, Transcript, Jordan, Electric, Connector, and, Components, JECC, Dataradio, COR, membership, criteria, philosophy, retirees

http://www.diversifiedcu.org/

Red Wing Credit Union is a full-service financial institution serving those who live or work in Red Wing, Minnesota.
http://www.redwingcu.com/
Keywords:
Red Wing, redwing, credit union, minnesota, wisconsin, credit, loans, mortgage, autos, visa, equity, checking, savings, ira, financial

http://www.redwingcu.com/

http://www.co-opcreditunion.com/
Keywords:
Montevideo, Benson, Canby, Minnesota, credit union, west central Minnesota, money, savings, checking, credit, loans, family, insured, ncua, cuna, ira, cd, genysis, co-op credit union

http://www.co-opcreditunion.com/

ASSOCIATED HEALTHCARE Credit Union serves is a non-profit financial institution serving employees of the Allina Healthsystem and Children's Hospital and Clinics. Members have convenient access through the Internet, phone, and thousands of ATMs.
http://www.ahcu.org/
Keywords:
AHCU, Associated Healthcare, banking, financial, credit unions, credit union, financial institutions, credit cards, financial services, associated health care, health care, Access*Online, Access Online, checking, rates, free checking, online banking, home banking, electronic banking, members, convenience, membership, access, branches, interest rates, ATM, automated teller, teller, Visa, credit, ...

http://www.ahcu.org/

No Summary
http://www.energyservicesfcu.com/

http://www.energyservicesfcu.com/

http://www.gmcu.com/ASP/home.asp
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.gmcu.com/ASP/home.asp

Great River Federal Credit Union
http://www.greatriverfcu.org/
Keywords:
St. Cloud, Minnesota, Credit Union, Financial Services, Savings, Home Mortgages, Real Estate, Car Buying, Auto Loans, Loans, Checking, Banking, and, T, &, L, Credit, Union

http://www.greatriverfcu.org/

We have a wide variety of services and our accounts are structured to meet the needs of everyone in our membership community. Even if you change jobs move or retire you will always be welcome at your credit union.
http://www.highgrove.org/
Keywords:
Highgrove, Community, Federal, Credit, Union, Highland Park, St. Paul, St., Paul, Ford, Plant, St., Paul, Credit, Unions, Minnesota Credit Unions, Highgrove, Ford Workers, St. Paul Community

http://www.highgrove.org/

At Hiway Federal Credit Union, we take great pride in our high standard of personal service and competitive financial products. With online account access and the ability to apply for a loan any time- online or by phone- we make managing your finances quick, convenient and secure 24-hours a day.
http://www.hiway.org/

http://www.hiway.org/

http://www.austincityecu.org/
Keywords:
credit union, acecu, austin, austin, city, employees, credit, union, minnesota, austin credit union, austin, city, credit, union

http://www.austincityecu.org/

Honeywell Federal Credit Union proudly serves the employees and retirees of Honeywell, its subsidiaries and affiliates.
http://www.myhoneywellfcu.com/
Keywords:
Honeywell, Federal, Credit, Union

http://www.myhoneywellfcu.com/

Cloquet Co-op Credit Union is 'Your Personal Money Shop' for savings, investments, and loans of all types. We have six offices in Cloquet Central Duluth Spirit Valley McGregor and Aitkin to serve you. New Members Welcome!
http://www.membersccu.org/ASP/home.asp
Keywords:
Cloquet, Co-op, Credit, Union, Credit Union, Loans, Cloquet Credit Union, CCCU, Investments, Savings, Auto Loans, Financial Institutions

http://www.membersccu.org/ASP/home.asp

http://www.peoplesccu.com/mainpage.jsp?PageName=home
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.peoplesccu.com/mainpage.jsp?PageName=home

Retail Employees Credit Union, Mpls, St Paul, Minnesota offers competitive financial products and services, along with the exclusive benefits of credit union membership.
http://www.recu.com/
Keywords:
Retail, Employees, Credit, Union, Mpls, St Paul, Minnesota, Loans, Checking, Auto Loans, Credit Cards, Low Rates, IRAS, CD, Twin Cities

http://www.recu.com/

Providing banking services to anyone who lives, works, worships, or attends school in Brooklyn Center, Brooklyn Park, Crystal, Golden Valley, Maple Grove, Minneapolis, New Hope, Osseo, Plymouth, or Robbinsdale.
http://www.sourceonecu.com/ASP/home.asp
Keywords:
SourceOne, Federal, Credit, Union, SourceOne, credit union, sfcu, savings and loans, Minneapolis, Brooklyn Center, Brooklyn Park, Plymouth, Maple Grove, Osseo, Crystal, New Hope, Golden Valley, Robbinsdale, Low rates, Auto rates, mortgages, Home Equity, Banking, Competitive rates, online bill pay, convenience banking

http://www.sourceonecu.com/ASP/home.asp

Welcome to Capital Trust Federal Credit Union
http://www.usefcu.com/
Keywords:
CTFCU, Capital, Trust, Credit, Union, Capital, Trust, Federal, Credit, Union, Cap Trust FCU, events, seminars, specials, promotions

http://www.usefcu.com/

No Summary
http://www.mnteamsterscu.com/

http://www.mnteamsterscu.com/

http://www.ancofcu.org/ASP/home.asp
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.ancofcu.org/ASP/home.asp

http://www.carpentersfcu.org/ASP/home.asp
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.carpentersfcu.org/ASP/home.asp

http://www.citiescu.org/ASP/home.asp
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.citiescu.org/ASP/home.asp

http://www.comocu.org/
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.comocu.org/

http://www.correctionsecu.com/

http://www.correctionsecu.com/

http://www.firstalliancecu.com/
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.firstalliancecu.com/

http://www.gcmfcu.org/ASP/home.asp
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.gcmfcu.org/ASP/home.asp

http://www.eastottertailcu.org/ASP/home.asp
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.eastottertailcu.org/ASP/home.asp

http://www.hermantownfcu.org/

http://www.hermantownfcu.org/

http://www.hccu.net/ASP/home.asp

http://www.hccu.net/ASP/home.asp

http://www.mncathcu.com/

http://www.mncathcu.com/

http://www.hometowncu.coop/ASP/home.asp

http://www.hometowncu.coop/ASP/home.asp

http://www.lakestatefcu.org/ASP/home.asp
Keywords:
credit union, Federal Credit Union, on-line banking, online banking, PC banking, bank from home, home banking

http://www.lakestatefcu.org/ASP/home.asp

http://www.mayocreditunion.org/
Keywords:
Mayo, Clinic, Credit, Union, credit union

http://www.mayocreditunion.org/

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Wikipedia-Article "Minnesota"

State of Minnesota
Flag of Minnesota State seal of Minnesota
Flag of Minnesota Seal of Minnesota
State nickname: North Star State, The Land of 10,000 Lakes, The Gopher State
Map of the United States with Minnesota highlighted
Official languages None
Capital Saint Paul
Largest city Minneapolis
Governor Tim Pawlenty (R)
Senators Mark Dayton (D)

Norm Coleman (R)

Area
 - Total
 - % water
Ranked 12th
225,365 km²
8.4
Population
 - Total (2000)
 - Density
Ranked 21st
4,919,479
23.86/km² (31st)
Admission into Union May 11, 1858 (32nd)
Time Zone Central: UTC-6/-5
Coordinates
 - Latitude
 - Longitude
 - Width
 - Length

43°34'N to 49°23'50.26"N
89°34'W to 97°12'W
400 km
645 km
Elevation
 - Highest point
 - Mean
 - Lowest point

701 m
365 m
183 m
Abbreviations
 - USPS
 - ISO 3166-2

MN
US-MN
Web site www.state.mn.us

Minnesota is the 32nd state of the United States, having joined the Union on May 11, 1858. Its name is from the Dakota people's name for the Minnesota River, mini sota, variously translated "smoky-white water" or "sky-tinted water." The state's name is abbreviated MN or Minn.

Minnesota is the largest state by land area in the Midwestern United States and is in the sub-region known as the Upper Midwest. The most significant metropolitan area is known as the Twin Cities, which contains more than half the state's population. The Twin Cities refer to the state's most populous cities- Minneapolis and Saint Paul, along with multiple "rings" of suburbs.

The state is a major food producer for the country, and has a number of natural resources that have been greatly exploited in the last two centuries.

The USS Minnesota was named in honor of this state, as was the SS Gopher State. Other nicknames for the state include The Land of 10,000 Lakes and the North Star State.

Contents

History

Main article: History of Minnesota

History prior to joining the United States

Before European colonization, the area now known as Minnesota was inhabited by Native Americans, in particular the Ojibwe (Chippewa, Anishinaabe) and Dakota, although the Winnebago also had a presence in the southeastern part of the state. In this time, the economy originally consisted of hunter-gatherer activities, which changed over time as Europeans settled in the area and further exploited the state's natural resources. Before the arrival of Dakota and Ojibwe, Cheyenne and Gros Ventre also made their home in Minnesota.

According to local tradition, the first European visitors were Swedish and Norwegian Vikings in the 14th century. The evidence for this is largely based on the controversial Kensington Runestone, which many historians consider to be an elaborate hoax. Some say that the earliest European settlement was in the area of the current city of Stillwater, on the St. Croix River, though many histories focus on the military settlement that took place farther west. Fort Snelling, located at the confluence of the Minnesota River and the Mississippi River, was one of the earliest U.S. military presences in the state. It is now a historic site.

Joining the United States

Part of what would become Minnesota was granted to the United States by the Second Treaty of Paris at the end of the American Revolution in 1783, the fledgling states having been granted all of the land east of the Mississippi River. This included what would become modern-day Saint Paul (but only part of Minneapolis), including the northeast, north-central and east-central portions of the state. Most of the state, however, was purchased from France as part of the Louisiana Purchase. The northern border between Minnesota and British North America was for a long time disputed. At the time it was erroneously believed that the Mississippi River ran well into modern Canada, making some earlier agreements flawed. Parts of northern Minnesota were considered to be in Ruperts Land. The exact definition of the boundary was not addressed until the Anglo-American Convention of 1818 which set the border at the 49th parallel west of the Lake of the Woods (except for a small chunk of land now dubbed the northwest angle). Border disputes east of the Lake of the Woods continued until the Webster-Ashburton Treaty of 1842.

Throughout the first half of the 19th century, the north eastern portion of the state was a part of the Northwest Territory, then the Illinois Territory, then the Michigan Territory, and finaly the Wisconsin Territory. The west and south areas of the state were not formally organized until 1838 when they became part of the Iowa Territory.

Upon statehood of Iowa and Wisconsin the Minnesota Territory was carved out of the remaining land and established on March 3, 1849, but unlike the boundaries of modern day Minnesota, the areas western border extended far into present day North Dakota and South Dakota; all the way to the Missouri River. The eastern half of the Minnesota Territory became the country's 32nd state—after California—on May 11, 1858. The remaining western part fell unorganized until its incorporation into the Dakota Territory on March 2, 1861.


Culture

Stereotypical Minnesotan traits include Lutheranism (26 percent of the state's population is Lutheran) "Minnesota nice," "hot dish (a Minnesotan term for casserole)," lutefisk (a pungent preparation of fish from a Norwegian recipe that includes soaking in lye), very close family ties (and a strong sense of duty to their families, healthy and dysfunctional alike), a strong sense of community and shared culture with many other Minnesotans instead of just with one's town or city, Minnesota's rather unique form of Upper Midwest American English (including Scandinavian-sounding words like "uff-da"), and a distinctive type of upper Midwestern accent, though most Minnesotans deny having any regional accent. However, due to the increase of migrants from throughout the United States (many originating from the West Coast and the Chicago metropolitan area ) and the rise of immigration of Hmong, Vietnamese, Somalis and other East Africans, Liberians, Kenyans, Nigerians, Russians, Eastern Europeans and Latin Americans (mostly Mexicans), many cultures in the state are slowly blending together and slowing changing the culture of the state similar to what European immigrants to Minnesota had done in the mid 19th Century to early 20th Century. Native Americans have a moderate presence in Minnesota, and some tribes operate casinos which have been said to be among the most profitable in the country. The earliest European exploration and settlement was by the French, and settlement from Scandinavian countries along with Germany followed. The Métis people, a mixed French and Native American culture, were a presence in the early state and territorial days, but largely moved north into Canada. Minnesota is not strongly associated with any particular food, though in recent years dishes like wild rice sausage have come from the state and more will undoubtedly follow as Minnesotan chefs seek to define their home in the culinary world.

Modern immigrants have come from all over the world in recent decades, with Hmong, Somali, Vietnamese, Indians, Middle Easterners, and the former Soviet bloc all being well-represented. Some Chinese and Japanese have had long presences in the state as well. Mexicans are a growing force, as they are across the U.S. Many modern immigrants are attracted by the state's historically strong commitments toward education and social services and many come sponsored and assisted by congregations committed to service and social justice.

Outdoor activities are major parts of the lives of many Minnesotans, including hunting and fishing. Unique activities include ice fishing, which was popular with the early Scandinavian immigrants. Families frequently own or share cabins on central and northern tracts of land in forests and adjoining lakes, and weekend trips out to these properties are common. The 71 state parks which protect diverse landscapes in a state of nature are quite popular. A concern for environmentalism is shared by most state residents in one form or another, vegans and hunters alike. As with other northwoods states (such as Wisconsin and Michigan), residents like to joke that the mosquito is the state bird. The state bird is actually the common loon (Gavia immer, also called the Great northern diver), whose distinctive cry can often be heard by campers in the northern part of the state and can even on occasion be found as far south as Minneapolis.

Minnesota is known for active yet quirky politics, with populism being a long-standing force among all of the political parties that call the state home. Minnesota politics include such oddities as a professional wrestler turned governor and a protestor turned crowd-surfing mayor. 77.3% of eligible Minnesotans voted in the 2004 U.S. presidential election, the highest of any U.S. state. Political conservatism is less strongly linked to church attendance in most of Minnesota than in other parts of the country, perhaps a reflection of the strong mainline Protestant and Roman Catholic following.

Law and government

As in the national government of the United States, power in Minnesota is divided into three main branches: Executive, Legislative, and Judicial.

The executive branch is headed by the governor, currently Tim Pawlenty, a Republican, whose term began 6 January 2003. The current lieutenant governor of Minnesota is Carol Molnau. Molnau also currently serves as the head of the Minnesota Department of Transportation. Both the governor and lieutenant governor have four-year terms. The governor has a cabinet consisting of the leaders of various government agencies in the state, called commissioners. The full list of governors, and the dates they took office, is available at List of Governors of Minnesota.

The Minnesota Legislature is a bicameral body consisting of the Senate and the House of Representatives. The state has 67 districts, each covering about 60,000 people. Each district has one senator and two representatives (each district being divided into A and B subsections). Senators serve for four years, and representatives serve for two years. In the November 2004 election, the Republican Party retained control of the Minnesota House of Representatives by a single seat (68-66), having lost a total of 13 seats. The Minnesota Senate is controlled by the Minnesota Democratic-Farmer-Labor Party (DFL). After picking up one seat in a local special election on 16 November 2005, the DFL controls the senate by six seats (36-30-1). There is one Independence Party state senator, former Republican Sheila Kiscaden (IP-Rochester) who caucuses with the DFL.

As a result of its liberal and populist political culture throughout much of the latter half of the 20th century, Minnesota has voted for Democrats for president longer than any other state (excluding the District of Columbia), since 1976. Minnesota and the District of Columbia were the only electoral votes not won by incumbent Republican president Ronald Reagan, voting instead for former Vice President of the United States and former U.S. Senator Walter Mondale, a Minnesota native. In 2004, John Kerry narrowly won the state's 10 electoral votes by a margin of three percentage points with 51.1% of the vote. Republican strength is greatest in southern Minnesota and the suburbs of Minneapolis, especially in the area west of the city, and in developing outer suburban communities. Democrats hold tremendous strength in Minneapolis/St. Paul proper and in the Iron Range of northeastern Minnesota, including Duluth.

The state also enjoys a strong and active third party movement. The Reform Party was able to elect former mayor of Brooklyn Park, and former wrestling superstar Jesse Ventura to the governorship in 1998, however Ventura left the Reform Party in 2000 when Pat Buchanan took control. Ventura maintained close ties to the Independence Party, but chose not to seek reelection. In 2002 the Independence Party ran former democratic congressman Tim Penny in an unsuccessful bid for the governorship. Penny earned over 20% of the vote.

The states Green Party has elected several city councilmembers and other local office-holders in Duluth, Minneapolis and Winona, and has made strong runs for state legislature during the past two election cycles. In 2000, Green Party candidate Ralph Nader received just over 5% of the presidential votes cast, gaining Major Party Status for the Green Party of Minnesota.

Minnesota's court system has three levels:

  • Trial courts. The state is split into 10 judicial districts, with 257 judges. Most state cases start in the trial courts.
  • Minnesota Court of Appeals. This body hears appeals on cases tried in the trial courts. There are 16 judges, who divide into three-judge panels to hear appeals in courts across the state.
  • Minnesota Supreme Court. The seven justices on the Supreme Court hear appeals from the Court of Appeals, the Tax Court, and the Worker's Compensation Court. The court automatically reviews first-degree murder convictions, and settles disputes over legislative elections.

The state has two special courts created by state law as executive-branch agencies:

  • The Tax Court deals with non-criminal tax cases across the state. It has three judges appointed by the governor to six-year terms, following approval from the state Senate
  • The Workers' Compensation Court of Appeals deals with cases involving worker injuries referred to it on appeal, or transferred from district court. It has five judges appointed by the governor to six-year terms, following approval from the state Senate

Federal cases are heard in the federal district courts in Minneapolis, St. Paul, or Duluth. Minnesota is part of the Eighth Circuit Court of Appeals, which is based in St. Louis, Missouri. Appeals beyond this level go to the U.S. Supreme Court in Washington, D.C..

In addition to the standard city and county levels of government found in the United States, Minnesota also has other entities that provide governmental oversight and planning. Some actions in the Twin Cities metropolitan area are coordinated by the Metropolitan Council, and many lakes and rivers are overseen by watershed districts and soil and water conservation districts.

See also: List of political parties in Minnesota

External links: Hyperlinked state constitution, full text of state constitution

Geography

Minnesota, showing roads and major bodies of water
Enlarge
Minnesota, showing roads and major bodies of water

See: List of Minnesota counties

Minnesota covers 79,610 square miles (2.25% of the United States). It is famous for its lakes, having in excess of 15,000, depending on the source of the count. Much of the state is flat, having been eroded during repeated glacial periods (most recently the Wisconsin Glacier). However, the extreme southeastern portion of the state is part of the Driftless Zone, which was not glaciated, and it is here that Lake Pepin and the rugged high bluffs of the Mississippi River are found. In addition, the Iron Range and other low mountains are found in the northeastern part of the state. The Minnesota portion of Lake Superior is the largest body of water in the state.

Minnesota is home to many areas of park land, to the Boundary Waters Canoe Area Wilderness (BWCAW), as well as a number of state and county parks, most notably Itasca State Park, the official source of the Mississippi River.

After its rivers and lakes, Minnesota's most prominent physical feature is the Iron Range. This is a range of low mountains that run across the northern part of the state. It is called the Iron Range because when discovered, it had some of the largest deposits of iron ore in the country. Although the high-grade iron ore was mostly mined out during World War II, taconite is still mined across the Iron Range.

The state is bordered on the north by Canada (Manitoba and Ontario), on the east by Wisconsin and Lake Superior, on the south by Iowa, and on the west by North Dakota and South Dakota. In addition, Minnesota shares a water boundary with Michigan. Minnesota is the northernmost of the 48 contiguous states (Alaska reaches significantly farther north), reaching to 49° 23' 04" north latitude, due to a small piece of the state known as the Northwest Angle.

Minnesota sits at a convergence point between three of the great biomes of North America: the Great Plains of the west, the Eastern Deciduous Forest, and the Northern Boreal Forest of Canada. Traversing the state from southwest to northeast, one goes through the three different ecological regions.

The capital is St. Paul, which sits on the Mississippi River next to Minnesota's largest city, Minneapolis. Together (and with surrounding suburbs), they are known as the Twin Cities. Other prominent cities include Duluth, St. Cloud, Mankato, Rochester (home of the world-famous Mayo Clinic), and Bloomington (home to the Mall of America).

The state's average elevation is 1,200 feet (366 m), with a high point at Eagle Mountain (Minnesota) (2,301 ft or 701 m) and a low at the surface of Lake Superior (602 ft or 183 m). Aside from a few very minor earthquakes, Minnesota is one of the most geologically-stable regions in the country. The biggest earthquake in the last century occurred near Morris in 1975 and rated between 4.6 and 4.8 in magnitude.

Temperatures can reach extremes in Minnesota. The northern part of the state is famously cold in winter, with a record low of -60 °F (-51 °C) measured at Tower, MN on February 2, 1996. Surprisingly, due to the flows of the jet stream, parts of Alaska often see relatively warm temperatures when Minnesota is experiencing extreme cold. Additionally, as part of the Great Plains region, the state also experiences warm summers. A record high of 114 °F (45.5 °C) was reached in both 1917 and 1936. The average temperature in January (the coldest month) is 11.2 °F (-11.5 °C), and the average in the warmest month, July, is 73.1 °F (22.8 °C); averages are cooler in the north and warmer in the south. The average annual precipitation is 28.32 inches (719 mm), with a snowfall figure of 49.6 inches (126 cm).

Economy

The Bureau of Economic Analysis estimates that Minnesota's total state product in 2003 was $211 billion. Per capita personal income in 2003 was $34,031, 10th in the nation. The average household income in 1999 was approximately $48,000, ranking eighth in the nation (U.S. Census Bureau). The county averages range from $17,369 (Todd County) to $42,313 (Hennepin County, a portion of the Metro area). In general, salaries are lowest in more rural areas, particularly in the northwest portion of the state.

Major industries/products

The Twin Cities are home to a diverse range of major businesses, including Cargill, 3M Co. (formerly Minnesota Mining and Manufacturing Co.), Northwest Airlines, Target Corporation, U.S. Bancorp, Thrivent Financial for Lutherans (the merged entity of the former Aid Association for Lutherans and Lutheran Brotherhood), Medtronic, Ecolab, Best Buy, Cray Computers, Imation, International Dairy Queen, Regis Corporation, General Mills and a regional headquarters of Wells Fargo & Co., Caterpillar Inc. and Honeywell. The city of Rochester is the headquarters of the Mayo Clinic, and has a significant manufacturing presence in International Business Machines. The largest shopping mall in the United States, the Mall of America, is located in Bloomington. The Schwan Food Company, headquartered in Marshall, Minn., is one of the largest, branded frozen-food companies in the United States and the second-largest privately-held corporation in Minnesota.

The state has been a major influence in the area of transportation, moving products along the Mississippi River, in and out of the inland seaport of Duluth, along railroads that crisscross the state, via highways with trucking and busing companies, and through the air with a major airline hub. However, water- and rail-borne traffic has been declining steadily over the years.

A large proportion of the state's economy is still agricultural, even though only a small percentage of the population (around 2%) consider themselves to be farmers. Additionally, northern Minnesota is a source for iron ore and wood products, though these are both declining industries. The agricultural community is also strongly tied to the renewable energy market in the state.

Energy use and production

A fair amount of ethanol alcohol fuel is produced in the state, and a 10% mix of ethanol into consumer gasoline has been mandated since 1997 (as of 2004, Minnesota is the only U.S. state with such a mandate). A 2% biodiesel blend has also been required in diesel fuel since 2005. Many farmers also now operate wind turbines to produce electricity, particularly in the windy southwest region. As of January 2005, the state is the country's fourth-largest wind energy producer after California, Texas, and Iowa, with 615 megawatts installed and 213 MW planned [1].

Like many Midwestern states, Minnesota is heavily dependent on natural gas for home heating. Just over two-thirds of homes use the fuel. The state doesn't produce any petroleum of its own, but boasts the largest oil refinery of any non-oil-producing state, the Pine Bend Refinery. One of the longest pipelines in the world, the Lakehead Pipeline, also traverses northern Minnesota. Most of the petroleum used in the state comes from Canada and the northwestern United States.

State taxes

Minnesota has income, property and sales taxes, The state does not charge sales tax on clothing, services (massages, haircuts, auto work, etc), or food items, excluding some specific items such as candy. According to state law, "Candy does not include any preparation containing flour and must require no refrigeration." (Minn Stat 297A.61 Subd 33)

Minnesota businesses and individuals paid an average of 11.8% of their income in state and local taxes in 1998, down from 12.7% in 1996 (Minnesota Department of Revenue). The Gross State Product was just under $173 billion in 1999 (Northeast Midwest Institute), with approximately $17.5 billion in exports in 2000.

Retail sales per capita were $10,260 in 1997, higher than the U.S. average of $9,190 (U.S. Census Bureau). The "retail capital" of the state is p